Apparently you should be very afraid of me and my contemporaries. Born between 1946 and 1966 we are all baby boomers. We have a lovely life living off our parent's inheritance and spend it all on good living and holidays.
The down side for the next generation is that we will spend it all and have nothing left to leave for you.
May I take this opportunity to apologise but to say that nothing is going to change.
Some good news though. You can look forward to having a good time when you reach this sort of age I can guarantee that.
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